[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.girltime.cz\/exekuce-mohou-postihnout-i-zodpovedne-klienty\/#Article","mainEntityOfPage":"https:\/\/www.girltime.cz\/exekuce-mohou-postihnout-i-zodpovedne-klienty\/","headline":"Exekuce mohou postihnout i zodpov\u011bdn\u00e9 klienty","name":"Exekuce mohou postihnout i zodpov\u011bdn\u00e9 klienty","description":"Mnoho lid\u00ed postihla exekuce nezaslou\u017een\u011b t\u00edm, \u017ee na n\u011b spadla jako dluh n\u011bkoho jin\u00e9ho. Do stejn\u00fdch probl\u00e9m\u016f se m\u016f\u017eete dostat i podeps\u00e1n\u00edm nef\u00e9rov\u00e9 smlouvy. A\u010dkoliv pr\u016fzkumy dokazuj\u00ed, \u017ee dv\u011b t\u0159etiny \u010desk\u00e9 populace nem\u00e1 osobn\u00ed zku\u0161enosti s exekucemi, lid\u00ed, kte\u0159\u00ed doplatili na nev\u011bdomost nebo vlastn\u00ed nezodpov\u011bdnost, je velk\u00e9 mno\u017estv\u00ed. \u00a7 Mezi nej\u010dast\u011bj\u0161\u00ed p\u0159\u00ed\u010diny, d\u00edky kter\u00fdm p\u0159ijde ... \u010c\u00edst d\u00e1l<\/a>","datePublished":"2021-05-01","dateModified":"2023-08-17","author":{"@type":"Person","@id":"https:\/\/www.girltime.cz\/author\/#Person","name":"","url":"https:\/\/www.girltime.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/75e4d40f94885f01aa9441f03c1e175b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/75e4d40f94885f01aa9441f03c1e175b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"girltime.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.girltime.cz\/wp-content\/uploads\/Exekuce%20mohou%20postihnout%20i%20zodpov%C4%9Bdn%C3%A9%20klienty_3sdrxc.jpg","url":"https:\/\/www.girltime.cz\/wp-content\/uploads\/Exekuce%20mohou%20postihnout%20i%20zodpov%C4%9Bdn%C3%A9%20klienty_3sdrxc.jpg","height":0,"width":0},"url":"https:\/\/www.girltime.cz\/exekuce-mohou-postihnout-i-zodpovedne-klienty\/","about":["Rady a tipy"],"wordCount":441,"articleBody":" Mnoho lid\u00ed postihla exekuce nezaslou\u017een\u011b t\u00edm, \u017ee na n\u011b spadla jako dluh n\u011bkoho jin\u00e9ho. Do stejn\u00fdch probl\u00e9m\u016f se m\u016f\u017eete dostat i podeps\u00e1n\u00edm nef\u00e9rov\u00e9 smlouvy. A\u010dkoliv pr\u016fzkumy dokazuj\u00ed, \u017ee dv\u011b t\u0159etiny \u010desk\u00e9 populace nem\u00e1 osobn\u00ed zku\u0161enosti s exekucemi, lid\u00ed, kte\u0159\u00ed doplatili na nev\u011bdomost nebo vlastn\u00ed nezodpov\u011bdnost, je velk\u00e9 mno\u017estv\u00ed. \u00a7 Mezi nej\u010dast\u011bj\u0161\u00ed p\u0159\u00ed\u010diny, d\u00edky kter\u00fdm p\u0159ijde exeku\u010dn\u00ed p\u0159\u00edkaz, je \u0161patn\u00fd odhad schopnosti spl\u00e1cet a to nejen nebankovn\u00ed p\u016fj\u010dky. Tuto p\u0159\u00ed\u010dinu p\u0159izn\u00e1v\u00e1 36 % mu\u017e\u016f a 32 % \u017een. \u00a7 Dal\u0161\u00ed p\u0159\u00ed\u010dinou je to, \u017ee na v\u00e1s spadnou dluhy n\u011bkoho jin\u00e9ho. Nej\u010dast\u011bji se jedn\u00e1 o dluhy, kter\u00e9 p\u0159ejdou na man\u017eela \u010di man\u017eelku, na d\u011bti, rodi\u010de nebo dal\u0161\u00ed p\u0159\u00edbuzn\u00e9. Dluhy n\u011bkoho jin\u00e9ho spl\u00e1c\u00ed t\u00e9m\u011b\u0159 polovina dotazovan\u00fdch \u017een a \u010dtvrtina mu\u017e\u016f. \u00a7 T\u0159et\u00edm d\u016fvodem zadlu\u017een\u00ed, kter\u00e9 se dostalo a\u017e do f\u00e1ze exekuce, jsou nef\u00e9rov\u011b nastaven\u00e9 podm\u00ednky p\u016fj\u010dek a tak\u00e9 n\u00edzk\u00e9 p\u0159\u00edjmy, kter\u00e9 nedovol\u00ed uspokojit ani z\u00e1kladn\u00ed pot\u0159eby. Lid\u00e9 jsou tak nuceni vz\u00edt si p\u016fj\u010dku bez registru na n\u00e1jem, platby za energie nebo na l\u00e9ky. Tento vliv p\u0159izn\u00e1v\u00e1 \u010dtvrtina mu\u017e\u016f a stejn\u00fd po\u010det \u017een. Z toho je tedy patrn\u00e9, \u017ee se rozhodn\u011b vyplat\u00ed d\u00e1vat si velk\u00fd pozor na to, co v \u00fav\u011brov\u00e9 smlouv\u011b podepisujete. V tomto p\u0159\u00edpad\u011b toti\u017e plat\u00ed, \u017ee neznalost neomlouv\u00e1. Z\u00e1kladn\u00ed informace najdete na internetu Pokud se rozhodnete pro hypot\u00e9ku nebo \u00fav\u011br u banky, pak si m\u016f\u017eete sjednat nap\u0159\u00edklad poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet. O tuto slu\u017ebu si ale mus\u00edte \u0159\u00edci. Nen\u00ed nab\u00edzena automaticky. Ostatn\u00ed podrobnosti o hypot\u00e9k\u00e1ch zjist\u00edte na webov\u00e9m n\u00e1stroji, kter\u00fdm je hypote\u010dn\u00ed kalkula\u010dka. Zam\u011b\u0159te se p\u0159edev\u0161\u00edm na \u00fadaj RPSN, ve kter\u00e9m jsou obsa\u017eeny ve\u0161ker\u00e9 platby i v\u00fd\u0161e \u00farokov\u00e9 sazby. o Druhou mo\u017enost\u00ed je vyu\u017e\u00edt nab\u00eddku n\u011bkter\u00e9ho nebankovn\u00edho poskytovatele. V nebankovn\u00edm sektoru v\u011bt\u0161inou \u017e\u00e1daj\u00ed o p\u016fj\u010dku klienti, kte\u0159\u00ed pot\u0159ebuj\u00ed produkt nastaven\u00fd s v\u011bt\u0161\u00ed toleranc\u00ed. Nebankovn\u00ed p\u016fj\u010dka tedy m\u016f\u017ee b\u00fdt nap\u0159\u00edklad p\u016fj\u010dka bez registru nebo bez dolo\u017een\u00ed p\u0159\u00edjmu. \u00a7 Naj\u00edt se zde d\u00e1 i produkt, kter\u00fd m\u016f\u017ee b\u00fdt vyu\u017eit jako p\u016fj\u010dka pro \u017eivnostn\u00edky. \u00a7 Jen je t\u0159eba v\u011bt\u0161inou po\u010d\u00edtat s vy\u0161\u0161\u00ed \u00farokovou sazbou. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Exekuce mohou postihnout i zodpov\u011bdn\u00e9 klienty","item":"https:\/\/www.girltime.cz\/exekuce-mohou-postihnout-i-zodpovedne-klienty\/#breadcrumbitem"}]}]